Non custodial lending desk

Every lending market,
read before you sign.

Globyr reads Morpho, Aave, Compound, Fluid and five more lending venues across Robinhood Chain, Ethereum, Base, Arbitrum and Avalanche. It ranks where to lend and where to borrow, then prepares the transaction for your wallet.

Networks
5
Venues read
9 +5 linked
Strategy scan
Every 30 min
USDG on Robinhood

Lending venues on Globyr

Nine are read live. Linked venues open in their own app.

  • Morpho
  • Aave V3
  • Compound III
  • Fluid
  • Longbow
  • Borro
  • Denar
  • LayerBank
  • BENQI
  • SparkLinked
  • EulerLinked
  • SiloLinked
  • VenusLinked
  • KaminoLinked

What you can do in Globyr

Globyr prepares the transaction, your wallet signs it and sends it to the lending contract. Collateral goes from your wallet to the contract and the loan comes back to your wallet. Funds never pass through Globyr. Globyrprepares the transaction unsigned tx Your walletyou review and sign signed tx Lending contractMorpho or Aave, onchain FUNDS Wallet collateral Contract Wallet loan Contract Globyr is never in the money path.

Wallet signed lendingGlobyr prepares, your wallet signs
Markets from every venue flow into a scan that runs every 30 minutes; the scan outputs ranked strategies. Morpho Aave V3 Compound Fluid Denar LayerBank Scan 30 MIN 1Lend 2Carry 3Borrow

IntelligenceStrategies rebuilt every 30 minutes
Carry strategy: supply stable collateral to a borrow market, borrow USDG, then lend that USDG in a market that pays more. CollateralUSDe supply Borrow USDG4.6% USDG Lend USDG20.4% spread you keep EXAMPLE+9.0% a year on collateral, health factor 1.60

Carry strategiesBorrow USDG, lend it where it earns more
Health factor scale: liquidation at 1.0, exit trigger at 1.25, Globyr plans hold 1.60. If the collateral price falls the health factor moves left toward liquidation. 1.00liquidation 1.25exit 1.60your plan collateral price falls 2.20safer PRICE ROOM AT 1.60: 37.5%

Health factor firstKnow the distance to liquidation
  • Robinhood5 venues
  • Ethereum4 venues
  • Base3 venues
  • Arbitrum4 venues
  • Avalanche2 venues

Five networks, one mapEvery market in one list
Swap: USDG goes in, a Uniswap route on Robinhood Chain returns the token you need as collateral. USDG UniswapROUTE ETH Get your collateral before you borrow

SwapUniswap routes on Robinhood Chain
  • Market 100% borrowed. Withdrawals can stall.
  • Oracle not verified. Lenders carry bad debt risk.
  • Borrow rate above 20% a year.

WatchlistLocked markets and weak oracles, flagged

Your position

Collateral10,000 USDe
Debt5,718.75 USDG
Health factor1.60

PositionsCollateral, debt and health in one place

How it works

From wallet to open position in five steps. Funds only move at step 4.

  1. Connect wallet 0x7a3…91c

    01

    Connect

    Globyr reads your balances and positions. It never takes custody.

  2. 1Lend 2Carry 3Borrow

    02

    Choose

    Pick a market or a strategy from the Intelligence ranking.

  3. Health factor1.60 Exit plan

    03

    Review

    Health factor, price room and exit plan, before anything is sent.

    Below your plan? Go back to step 2 and change the amount.

  4. Confirm transaction RejectConfirm

    04

    Sign

    Your wallet sends it straight to the lending contract.

  5. PositionOpen Exit at1.25

    05

    Track

    Watch the health factor in Positions and exit before liquidation.

Networks and venues

Robinhood Chain

  • Morpho
  • Longbow
  • Borro
  • Denar
  • LayerBank
Open Robinhood markets

Ethereum

  • Morpho
  • Aave V3
  • Compound III
  • Fluid
Open Ethereum markets

Base

  • Morpho
  • Aave V3
  • Fluid
Open Base markets

Arbitrum

  • Morpho
  • Aave V3
  • Compound III
  • Fluid
Open Arbitrum markets

Avalanche

  • Aave V3
  • BENQI
Open Avalanche markets

Linked venues

These open in their own app. Globyr does not read their rates.

Questions

Does Globyr hold my funds?

No. Globyr prepares the transaction and your wallet signs it. Collateral and loans move only between your wallet and the lending contract.

Which networks and venues are covered?

Robinhood Chain, Ethereum, Base, Arbitrum and Avalanche. Rates are read from Morpho, Aave V3, Compound III, Fluid, Longbow, Borro, Denar, LayerBank and BENQI. Spark, Euler, Silo, Venus and Kamino are linked to their own apps.

How does Intelligence rank strategies?

It scans every market on a network every 30 minutes and ranks lending by the rate a $10K deposit would actually get, discounted for withdrawal, size, collateral and oracle risk. Carry strategies only lend into Low risk markets and keep a health factor of 1.60.

Can I lend and borrow inside Globyr on every network?

Borrowing works inside Globyr for integrated Morpho and Aave markets. Lending inside Globyr is available on Robinhood Chain; on the other networks the lend button opens the venue's own app.

What happens if a market fills up?

When a market is close to 100% borrowed, withdrawals can stall until borrowers repay. Globyr marks these markets in the Watchlist and every strategy lists exit triggers before you start.

Is this financial advice?

No. Figures are estimates from the latest scan and rates change with utilization. Check the live terms in your wallet before you confirm.

Will Globyr ever ask for my seed phrase?

Never. Globyr only asks your wallet to sign specific transactions you can read first.

See the market.
Make your move.

Open the app
GlobyrGlobyr

Connect your wallet

Choose an installed wallet. Connect on Robinhood Chain to manage your loan.

Globyr never asks for your seed phrase or private key.